Is Upper Class Status Unattainable?

My fiance asked me last n ight how we were going to become wealthy and I replied we are already wealthy because we have each other. That was not the answer he was looking for. He wanted to know how we are going to go about becoming filthy, stinking rich. Unfortunately to this question, I didn't have an answer.

We both have good jobs where we make decent salaries - we are by no means lower class - some where in the middle of upper and lower probably more lower middle since we are both fresh out of college with a decent amount of student loans. By way of college students, however, we're both doing okay. We only have a small amount of student loan and neither have car loans or credit card debt. In this day and age, that's pretty remarkable. Yet to him being lower middle or even middle middle is not living the American Dream.

He is always coming up with The Next Big Idea that is going to make us millions. Usually it's a little late in the game and the idea has already been executed by some other genius who made a cool mil. Sometimes his ideas are fresh and good but we have no idea how to go about executing them. How exactly did those geniuses who made the cool mil do it?

I know we still have plenty of time to move up on the career ladder and make larger salaries but even at the top of that ladder looking down I still don't think we will be what my fiance would define as 'wealthy'. I am an author but even if (hopefully when) I get my first book published we still aren't going to be wealthy - I'm not even sure we would be if it was a NY Times Bestseller. Possible but still not very likely.

So how are we going to do it? I don't know yet. But we're open to suggestions.